InGrosz - analytical panel supporting financial decisions

Predictive financial data analytics to support calmer decisions

InGrosz combines predictive models with current market data analysis to limit the influence of emotions on investment decisions. The capital remains liquid - without periods of funds freezing.

Demo Panel - Illustrative data
Risk exposure Moderate
Portfolio liquidity High
Data update cycle Continuous
InGrosz - analytical team working on financial data
About InGrosz

Digital decision assistant for families and private investors

InGrosz was created as a tool combining predictive analytics with capital management practice. Instead of single, one-off analyses, the system works continuously - it updates recommendations based on changing market data and the situation of the client's portfolio.

Our goal is to support decisions, not make them automatically. The final decision always remains with the investor, and the system provides analytical justification and alternative scenarios.

Context

Traditional analysis vs. real-time decisions

Many financial decisions are made under the pressure of time or emotions, especially when the data is scattered and outdated.

Common sources of frustration

  • Investment decisions made under the influence of emotions, especially during periods of market volatility.
  • Analysis based on historical data, without taking into account current market changes.
  • Financial products with long periods of capital freezing, limiting flexibility.
  • Scattered data sources, difficult to combine into one coherent picture of the situation.

An approach based on decision optimization

InGrosz continuously processes available financial and market data, updating recommendations as conditions change. The role of the system is to limit the number of decisions made solely on the basis of intuition, without taking away the client's control over the capital.

Traditional approach
InGrosz approach
Periodic analysis, e.g. once a quarter
Continuous analysis, updated with data
Decisions based on experience and intuition
Decisions supported by a predictive model
Capital is often frozen for the duration of the product
Full liquidity of funds, without a blocking period
Mechanism of action

Analytical engine in three elements

Below we describe how the system transforms data into specific decision recommendations.

01

Predictive analytics

Machine learning models analyze patterns in historical and current data, creating a series of probability scenarios rather than a single, rigid forecast. Each scenario contains a description of the conditions under which it could be realized.

Pattern analysis
02

Risk mitigation mechanism

The system continuously assesses the risk profile of the portfolio, taking into account correlations between assets and changes in market volatility. When the exposure exceeds the limits set for the client, a rebalancing or diversification suggestion is generated.

Risk profile
03

Real-time data processing

Market data and portfolio information are downloaded in automatic cycles and analysis results are updated without the need to manually refresh reports. This allows you to respond to changes in conditions faster than in the periodic inspection model.

Processing cycle
Key feature

Financial liquidity without periods of capital freezing

Unlike many investment products, using InGrosz does not tie up funds for a predetermined period. The client decides on the withdrawal at a selected moment, and the system maintains a current assessment of the portfolio's liquidity ratio so that the withdrawal does not disturb its risk structure.

1.Submitting a withdrawal order in the customer panel.
2.Automatic verification of the order by the system and update of the portfolio structure.
3.The transfer will be processed as soon as possible.
Methodology

How the system integrates with existing financial data

The analytical process takes place in three repeatable stages, regardless of the size of the portfolio.

Stage 1

Data integration

The system connects to a client's existing sources of financial data - transaction history, portfolio structure and selected market data - using secure, permission-restricted connections.

Stage 2

Predictive analytics cycle

The model processes data in regular cycles, updating scenarios and risk assessment as new market information arrives.

Stage 3

Recommendation and decision

The result of the analysis is presented as a recommendation with justification. The client reads the argument and decides to act on his own.

Applications

Who is the InGrosz analysis intended for?

The scenarios below show how different customer groups use the system.

Family financial security

Middle-income families often need a financial reserve that both works and remains available in emergencies. The system helps establish a portfolio structure that maintains high liquidity while limiting the impact of inflation on the value of accumulated funds.

Business development

Entrepreneurs with surpluses of working capital can use the analysis to assess what part of the funds can be engaged without the risk of losing the company's operating liquidity. The recommendations take into account seasonality and variability of flows.

Strategic investments

Private investors with a longer time horizon receive capital allocation scenarios with periodic rebalancing, based on changing market conditions, and not on a one-time strategy established at the beginning.

Frequently asked questions

Security, availability and operational logic

The full list of questions and answers can be found on the website FAQ.

How are customer data and funds secured?

Financial data is sent in encrypted form, and access to individual system modules is distributed in accordance with the principle of limited permissions. The client's funds remain in accounts linked to the investment profile, and the system operates on analytical data, not on direct access to capital without the client's knowledge.

What is the minimum amount to start using the system?

The minimum contribution is determined individually during the initial consultation, as it depends on the risk profile, financial goal and time horizon. We do not use one universal entry threshold for all clients.

How does the logic of making recommendations by the system work?

The system analyzes the input data against predictive models and generates several possible scenarios with an assigned probability level. The recommendation presented to the client includes justification and the conditions under which it could change - the system serves as a digital decision assistant, not an autonomous capital manager.

Does the analysis replace a financial advisor?

NO. The system provides analytical support and recommendations based on data, while the final decision and the responsibility for making it remain with the client.

Check how data analysis can support your financial decisions

There is no commitment to starting the analysis - the first step is to review available data and present initial scenarios.

Start your analysis
Full control over your capital Transparent payment rules Analysis based on current data